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Blaming Free Checking is a Red Herring: A Rebuttal

April 12, 2012April 12, 2012 by Mike

Steve Topper, writer for ActonFS, writes in rebuttal to this blog post: How Durbin will Speed the Decline in Branch Banking. …

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Golden1 Free Checking Two Panel Brochure

March 26, 2012 by Mike
golden1 free checking brochure

California’s largest credit union, Golden 1, continues promoting its free checking account.  During March, 2012, a simple two-panel marketing flyer …

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Nebraska Bank of Commerce Free Checking Newspaper Ad

March 15, 2012 by Mike

This page-dominant ad for free checking being offered by the Nebraska Bank of Commerce appeared in the January 15, 2012 …

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The History and Evolution of the Free Checking Account

April 23, 2012March 8, 2012 by Mike

I’ll start by setting the record straight on the origin of the free checking account. It wasn’t created by a banker. It was created in 1982 by a team of experts working at a small direct mail agency located in Lincoln, Nebraska.

It was one of seven unique checking accounts that were combined with a free gift and marketed as a complete turnkey marketing program under the name of Totally Free Checking and a Free Gift Too!

Regulation DD and Free Checking

February 21, 2012 by Mike
federal reserve

Free checking is labeled “free” for one simple reason – the word “free” is the single most powerful word used …

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Master List of Free Checking Account Names

Continue reading for the master list...
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